From July 1, Australian real estate agencies that broker sales, purchases, or transfers of property need a full AML/CTF program registered with AUSTRAC. GateCrown delivers yours — customised, turnkey, audit-ready.
No software subscriptions. No jargon. Just a ready-to-file compliance pack.
The Problem
The AML/CTF Act now extends to "gatekeeper professions" — real estate agents, lawyers, accountants. Most agencies haven't started. The clock is ticking.
Written AML/CTF program, enterprise-wide risk assessment, customer due diligence procedures, suspicious matter reporting, 7-year record keeping, staff training — all required from Day 1.
AUSTRAC can pursue civil penalties up to $33 million for a body corporate. They've already fined SkyCity $67M and Westpac $1.3B. Enforcement is active, public, and growing.
Top-tier law firms charge $15K–$50K+ for compliance programs. You don't need a Big Six partner — you need a customised pack that covers every AUSTRAC obligation, delivered fast.
What You Get
The core documents AUSTRAC expects — customised to your agency, mapped to obligations, delivered in Word and Excel — yours to keep and edit forever.
20+ page customised program covering governance, risk methodology, CDD procedures, reporting obligations, record keeping, staff training, and suspicious indicators for real estate.
Multi-tab Excel workbook with pre-populated risk factors across all 5 AUSTRAC categories: customer, service, channel, geographic, and technology risk.
Maps all 18 AUSTRAC obligations → the section in your pack → the evidence artifact. Your proof of coverage if AUSTRAC ever asks.
Separate forms for Individual, Company, and Trust customers — with identity verification, beneficial ownership, risk rating, and sign-off sections.
Pre-recorded training video covering obligations, red flags, CDD procedures, and reporting — plus a completion quiz for training records.
Step-by-step walkthrough for enrolling as a reporting entity. AUSTRAC Online opens March 31, 2026 — enrollment must be completed by July 29, 2026.
How It Works
15 minutes. We'll assess your agency's obligations and confirm what you need.
We send you a short onboarding form. Takes 15 minutes. Covers your services, staff, and customer profile.
Within 5 business days, you get your complete, customised compliance pack + a 30-minute walkthrough call.
Who's Behind This
GateCrown was founded to make AUSTRAC compliance accessible, affordable, and fast for Australian real estate agencies.
Our team combines regulatory compliance expertise with deep knowledge of AUSTRAC's AML/CTF framework. We've studied every published guidance note, enforcement action, and regulatory update to build compliance packs that are thorough, defensible, and audit-ready.
Every document is built from AUSTRAC's own published obligations and mapped to the AML/CTF Rules 2025 — so you know nothing is missed.
Why GateCrown
You have three options for AML/CTF compliance. Here's how they stack up.
Pricing
One-time fee. Yours to keep and edit forever. Update them yourself or come back to us.
For single-office agencies — residential sales & property management
For agencies with mixed residential, commercial, or property management services
For franchise networks or agencies with 3+ offices across multiple locations
Why This Matters
Real estate agencies have never had AML obligations before. From July 1, 2026, they do — and AUSTRAC has made clear that enforcement will apply equally to Tranche 2 entities.
The consequences of non-compliance include civil penalties of up to $33 million for a body corporate and $6.6 million for individuals, enforceable undertakings, infringement notices, remedial directions, and public enforcement action.
AUSTRAC's own summary states that criminal penalties apply for certain offences. The cost of compliance is a fraction of the cost of getting it wrong.
Questions
Book a free 15-minute call to confirm your obligations and see if GateCrown is the right fit.
No commitment. No credit card. We'll reply within 2 business hours.
By submitting this form, you agree to our Privacy Policy.
Or email us at hello@gatecrown.com