From 1 July 2026, captured real estate businesses must enrol with AUSTRAC and have an AML/CTF program in place. GateCrown helps you build yours. Customised to your agency, built from AUSTRAC's published guidance.
15+ staff, mixed services, or multiple offices? GateCrown is built for agencies that need more customisation than a basic starter approach.
Target turnaround: 5 business days after receiving your completed onboarding form.
The Problem
The AML/CTF Act now extends to "gatekeeper professions": real estate agents, lawyers, accountants. Most agencies haven't started.
GateCrown is designed for agencies that need more customisation than a basic starter approach: 15+ staff, mixed services, multiple offices, or complex customer profiles.
Written AML/CTF program, enterprise-wide risk assessment, customer due diligence procedures, suspicious matter reporting, 7-year record keeping, staff training. All required from Day 1.
AUSTRAC can pursue civil penalties up to $33 million for a body corporate. They've already fined SkyCity $67M and Westpac $1.3B. Enforcement is active, public, and growing.
Top-tier law firms charge $15K–$50K+ for compliance programs. You don't need a Big Six partner. You need customised compliance documentation that addresses AUSTRAC's key obligations, delivered fast.
What You Get
Compliance documentation built from AUSTRAC's published guidance, customised to your agency, delivered in Word and Excel. Your documents to keep and edit.
20+ page customised program covering governance, risk methodology, CDD procedures, reporting obligations, record keeping, staff training, and suspicious indicators for real estate.
Multi-tab Excel workbook with pre-populated risk factors across all 5 AUSTRAC categories: customer, service, channel, geographic, and technology risk.
Maps AUSTRAC's key obligations to the corresponding section in your documentation and the supporting evidence. Designed to help demonstrate compliance coverage.
Separate forms for Individual, Company, and Trust customers, with identity verification, beneficial ownership, risk rating, and sign-off sections.
Pre-recorded training video covering obligations, red flags, CDD procedures, and reporting, plus a completion quiz and training log template to record staff completion.
Step-by-step walkthrough for enrolling as a reporting entity. AUSTRAC Online opens March 31, 2026. Enrollment must be completed by July 29, 2026.
How It Works
15 minutes. We'll assess your agency's obligations and confirm what you need.
We send you a short onboarding form. Takes 15 minutes. Covers your services, staff, and customer profile.
Target: within 5 business days of receiving your completed onboarding form, your customised compliance documentation is delivered with a walkthrough call to guide implementation.
Who's Behind This
GateCrown was started because most agencies shouldn't have to pay a law firm $30K+ for compliance documents.
We've read every published AUSTRAC guidance note, enforcement action, and regulatory update cover to cover. That's how we build compliance documentation grounded in what AUSTRAC has actually published.
Every document is built from AUSTRAC's own published obligations and mapped to the AML/CTF Rules 2025, so your key obligations are addressed.
Why GateCrown
You've seen the free AUSTRAC kit and the $679 templates. Here's what they actually cover.
Pricing
Your compliance system is installed once. Optional ongoing maintenance keeps it current when AUSTRAC updates the rules.
All prices in AUD. GateCrown is not currently registered for GST. No GST is charged. See Terms for details.
Prices increase after 1 July 2026 when AML/CTF obligations take effect.
Not sure where you stand? Start with a Readiness Assessment.
45-minute consultation + gap analysis + action plan. $495 AUD, credited toward any installation.
For single-office agencies with straightforward residential sales or property management
For agencies with mixed services, higher-risk customers, or complex operations
For franchise networks or agencies with 3+ offices across multiple locations
After Installation
Cancel anytime
Save $1,500 · Includes independent evaluation prep
Optional. Your installed system works independently. Maintenance keeps your system up to date when AUSTRAC changes the rules.
Prefer to handle compliance internally?
18 editable templates · $1,495 AUD · Full credit if you upgrade within 90 days
See the DIY Kit →Why This Matters
Real estate agencies have never had AML obligations before. From July 1, 2026, they do. And AUSTRAC has made clear that enforcement will apply equally to Tranche 2 entities.
The consequences of non-compliance include civil penalties of up to 100,000 penalty units for a body corporate (currently approximately $33 million) and 20,000 penalty units for individuals (currently approximately $6.6 million), enforceable undertakings, infringement notices, remedial directions, and public enforcement action. Penalty unit values are subject to indexation.
AUSTRAC's own summary states that criminal penalties apply for certain offences. The cost of compliance is a fraction of the cost of getting it wrong.
Questions
Book a free 15-minute call or leave your details. No commitment, no credit card.
Pick a time that suits you. 15 minutes to confirm your obligations and see if GateCrown is the right fit.
Instantly confirmed. No waiting.
Prefer a callback? Leave your details and we'll reach out within 2 business hours.
Or email hello@gatecrown.com